DISCLAIMERS & CONFIDENTIALITY NOTICE

IMPORTANT DISCLAIMERS

This document is prepared by Navigator Investment Services Limited (UEN No.: 200103470W) ("Navigator") and is distributed for information only.It is not and does not constitute an offer, recommendation, or solicitation to enter into any transaction, to buy or sell any investment product, or to adopt any investment strategy in relation to any investment product. 

This document does not take into account the specific investment objectives, investment strategies, financial situation and needs of any particular person (including the intended recipient). You should not rely on any contents of this document as financial advice or recommendation to invest. 

Past performance is not indicative of future performance and no representation or warranty is made regarding future performance. 

All information and opinions expressed in this document were obtained from sources believed to be reliable and in good faith, but no representation or warranty, express or implied, is made as to its accuracy or completeness or any verification on such information and opinions has been performed. All information and opinions herein are current as at the date of this document, and subject to change without notice. 

To the extent permitted by law, Navigator specifically disclaims all warranties (express or implied) regarding the accuracy, completeness, or usefulness of this document and the information within and Navigator assumes no liability with respect to the consequences of relying on this document and the information within for any purpose. Navigator accepts no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from the use of this document. All investments are subject to risks including market fluctuation, risk, and possible loss of principal. Some investments may not be offered to citizens of certain countries such as United States. This document has not been reviewed by the Monetary Authority of Singapore (MAS). In line with MAS Fair Dealing Outcomes, we at Navigator are committed to Treating Customers Fairly

CONFIDENTIALITY NOTICE

This document is confidential and may contain information that is privileged. The sending of this document to any person other than the intended recipient is not a waiver of the privilege or confidentiality that attaches to it. If you are not the intended recipient, please destroy all copies of this document and do not copy, distribute or disclose this document or its contents and notify the sender immediately.